02-22-2013 06:15 PM
you may find more answers in the bankruptcy section hope this helps
02-22-2013 07:01 PM
Wells Fargo is not known to be BK friendly for unsecured credit cards.....but like has been suggested read through the bankruptcy forums you'll find a lot of useful information there
02-24-2013 08:38 AM
I apped about two years ago, my BK was 8 years in. They denied me and the reason they stated was BK. It might have been other components as well, I had one late at 4.5 years. Score was about 700.
02-24-2013 09:28 AM
A few months ago, my mom was approved for WF's Rewards card with $12k CL with a BK7 from 2004 reporting.
But she has been a WF checking customer since 1986 when she moved here and has never had any issues with that account. And she has a closed PIF/No lates WF auto loan from 2010-2011 reporting from when she cosigned on my car.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.