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Is a Discover Card good?

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cantretire
Contributor

Re: Is a Discover Card good?

I misunderstood.  How does this sound?...
 
0% APR on balance transfer for life of the balance, plus 0% APR on all purchases until February 2009.
 
I can Extend the 0% APR for life by making 2 purchases per month, at a rate of prime + 9.74% currently 14.74%. (so I guess I can make just 2 very small charges per month, but that higher interest rate will carry until the whole balance is paid off).
 
This is what I currently have:
 
$4000 on AMEX at 2.99% for the life.  CL is $6700.  I could do a BT on the remaining $2700 for 9.99%
$13,400 on HSBC at 11.2%.  CL is $21,300.
 
I have a few open, but non-active store cards that probably don't total over $1,000, and I never use them anymore.
 
 
So, folks, waddya think?  Should I call them back and go for it?
 
 
Message 41 of 42
jmbfl
Valued Contributor

Re: Is a Discover Card good?

Still doesn't sound right to me.
 
Discover is a very good card/issuer. They are prime (and difficult to get). If you want one go for it. Hopefully they can undo the damage already done.
Message 42 of 42
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