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Is chase a hard pull for CLI?
@JoshNurse wrote:Is chase a hard pull for CLI?
If you ask for a CLI, yes.
If they offer you one (in 6 month intervals or so, good usage etc) then no.
In my case for the Chase Freedom which was at 3K when I called they said if you request above 6K will require a HP. I declined and asked for a SP and was approved for 6K.
I have had some form of a Chase CC for about 5 years and I have never heard of a SP CLI initiated by the client. If they auto CLI obviously it is a SP though.
@Shock wrote:Definitely YMMV but can anybody else confirm this?
You can't confirm YMMV matters. If you want to run on an assumption then assume HP.