Is it 1 Year for Hard Pulls - Or 2?

[chrisw1968uk]

Hi Again

I have 2 hard pulls on my file - both 11 months old, is it after 1 year or 2 that the lenders dont frown upon them so much?

Thanks

[sccredit]

1 year.  They drop completely at 2

[webhopper]

After 1 year, the FICO scoring model does not factor the HP into the score

[chrisw1968uk]

great - thanks much guys