For some reason the last couple of months both my Cash Rewards card and Fidelity AMEX have done mid cycle updates. Not the biggest dal but it's making my Util appear higher than it should be.
Is there something that triggers this because I only noticed this happening the last 2 or 3 months. I have had larger balances on my cards the last few months since they raised my limits but been paying in full before statement cut date.
I believe if there is a change to your credit limit, BOA/FIA will automatically report it that day regardless of where you are in the statement cycle....
I know they update when you get a CLI but they both did a mid cycle balance update with no other changes for me this month.
Any change to your profile, address, phone number...anything will trigger a midcycle report
