Reply
Regular Contributor
RayRocks
Posts: 158
Registered: ‎03-21-2011
0

Re: Is it embarrasing using AMEX at a fast food?

Sure wish I could figure out how to make the house / car payments!  LOL!

 

Ray

Current Goals:

830 FICO / ** GARDEN ** / Pay off one remaing card.

** Every Card Has a Job and Every Card Does Its Job **
Senior Contributor
Open123
Posts: 4,155
Registered: ‎02-23-2011
0

Re: Is it embarrasing using AMEX at a fast food?

 


RayRocks wrote:

Sure wish I could figure out how to make the house / car payments!  LOL!

 

Ray


Just imagine the MR points that would accrue!

 

Contributor
daytrade5
Posts: 114
Registered: ‎03-30-2011
0

Re: Is it embarrasing using AMEX at a fast food?


Open123 wrote:

 


daytrade5 wrote:

DI wrote:

 


RayRocks wrote:

I use my Zync whereevery I want to!  :smileyhappy:

 

Ray


Wherever you want to or whereever AMEX is accepted?  Ha!

 


Quick off topic question (sorry DI), can I earn points with the Zync restaurant package anywhere or do I have to dine at specific places? As often as I eat out i'd love to start earning some points for it! I racked up an impressive bill last night on my Amex & it hit me, daggumit I should be getting something out of this!


It's anywhere that's classified as "restaurant."  So, you get double points at starbucks, pete's, or any coffee shop/bar that's listed as "restaurant" as their merchant code.  If you sign up for the Eco pack, you get double the points at Costco, Whole Foods, or any merchange at Greeopia. 

 


That's good stuff!  Do you currently have this package? If so how is it working out for you?

 

Senior Contributor
Open123
Posts: 4,155
Registered: ‎02-23-2011
0

Re: Is it embarrasing using AMEX at a fast food?

I have this card for the restaurant pack (go to Morton's quite a bit, and got a $50), and the Eco pack which is free.

 

The restaurant pack is great.  Got a gift card from Coldstone, Dunken donuts, and Morton's for signing up.  I use mostly for personal dining and have found I receive double the points from coffee shops such as Starbucks, Pete's, and Tully's. 

 

The Eco pack gives you double the points on any merchant listed on greenopia such as whole foods etc....an unexpected benefit was when I received double the points shopping at Costco. 

 

Only down side is the points you accrue are only MR Express--lower conversion and can't distribute freely to frequent flyer programs.  Also, limited to $5,000 per category on double the points.

 

In my estimation, this card works well when combined with another charge card which instantly elevates your express points to full MR points.  I use my PR Gold for everything else, but use this card for peronal dining, coffee, and Costco.

Contributor
daytrade5
Posts: 114
Registered: ‎03-30-2011
0

Re: Is it embarrasing using AMEX at a fast food?


Open123 wrote:

I have this card for the restaurant pack (go to Morton's quite a bit, and got a $50), and the Eco pack which is free.

 

The restaurant pack is great.  Got a gift card from Coldstone, Dunken donuts, and Morton's for signing up.  I use mostly for personal dining and have found I receive double the points from coffee shops such as Starbucks, Pete's, and Tully's. 

 

The Eco pack gives you double the points on any merchant listed on greenopia such as whole foods etc....an unexpected benefit was when I received double the points shopping at Costco. 

 

Only down side is the points you accrue are only MR Express--lower conversion and can't distribute freely to frequent flyer programs.  Also, limited to $5,000 per category on double the points.

 

In my estimation, this card works well when combined with another charge card which instantly elevates your express points to full MR points.  I use my PR Gold for everything else, but use this card for peronal dining, coffee, and Costco.


Cool! I'll have to look into this. I think I can scrap up $25 from my coin jar. :smileyhappy: Thanks for your input!

Senior Contributor
Open123
Posts: 4,155
Registered: ‎02-23-2011
0

Re: Is it embarrasing using AMEX at a fast food?

Forgot to mention, another reason was for the 10,000 point sign up.  LOL

 

I didn't want to make it sound as if I were just doing for the sign up points.

Contributor
daytrade5
Posts: 114
Registered: ‎03-30-2011
0

Re: Is it embarrasing using AMEX at a fast food?


Open123 wrote:

Forgot to mention, another reason was for the 10,000 point sign up.  LOL

 

I didn't want to make it sound as if I were just doing for the sign up points.


I would! Lol.

Valued Contributor
scottwagnon
Posts: 1,344
Registered: ‎02-07-2010
0

Re: Is it embarrasing using AMEX at a fast food?

[ Edited ]

major cards take care of 99 percent of my financial life. the only exceptions are the rent bill, vending machines, and cash tips. i don't care if i charge 5 cents on an amex. i always ask in a situation where they require a minimum charge to accept, if they are willing to charge me a dollar extra. i don't mind paying the little guy for the convience of charging. besides with amex, or discover, you get some of it back anyway.

 

but the big guys (especially walmart), don't mind using my amex infinitely for every 5 cent swipe. i may just swipe at walmart  just once more just cause.

 

my renter is an independent renter, lives in a teepee, thinks the goverment is going to get him, jimmy buffett type. so nothing but paper cash will do for him.

 

and i will NEVER NEVER write a check EVER. will get paper cash, money order or have my bank cut a check.

EX BankCard 8 FICO 820 (250-900) 04/08/14
TU FICO 806 (350-850) 04/10/14
EX VT 3.0 805 (300-850) TU VT 2.0 891 (501-990)
Credit.com score 798 (300 - 850) TU transrisk 772
card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: Is it embarrasing using AMEX at a fast food?

 


scottwagnon wrote:

...my renter is an independent renter, lives in a teepee, thinks the goverment is going to get him, jimmy buffett type. so nothing but paper cash will do for him.


 

Wouldn't that be more of a "Willie Nelson type"? :smileyvery-happy:

 

Anyway, congrats on figuring how to make credit work for you, instead of the other way around.

 

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}