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Is it embarrasing using AMEX at a fast food?

Regular Contributor

Re: Is it embarrassed using AMEX at a fast food?

I bet they will continue to do  after legistation, but just find a different what to put it.
Message 71 of 109
Senior Contributor

Re: Is it embarrassed using AMEX at a fast food?


MMart078 wrote:
Everyone says that AMEX cards have PMS, I think it is the company that has PMS.

 

It's either that or schizophrenia...
Message 72 of 109
Regular Contributor

Re: Is it embarrassed using AMEX at a fast food?

LOL or both, and this recession is that time of the month for them (I hope I do not offend any female users)
Message 73 of 109
Contributor

Re: Is it embarrasing using AMEX at a fast food?


fishbjc wrote:

I've heard that there are some places you may want to avoid using amex.  Porn shops come to mind.  I don't know if that's a rumor though or fact.


 

There may be some truth to this, but I wouldn't worry too much about it.   A year or so ago, I dropped close to $2k at a strip club in Louisville, KY - 700 miles from home - on my Amex Gold during a business trip.  I never called to tell them I was traveling, much less where I was going to be spending money.  Even worse, the club required me to close my tab every $200 and open a new one, so they were constantly running new authorizations all night long.  Amex never flinched, and it's been well over a year now. Neither my Gold nor my Blue has suffered any AA from this.  If that doesn't trigger some kind of red flag in Amex's system, I can't imagine what would. Smiley Happy

 

Citi, however, declined my card for a few beers at the same club the next night (after sobering up and realizing that using my Amex was probably a bad idea).  I called them to clear it up and they asked if I was really at a strip club 700 miles from home. I thanked them for paying attention and asked them to please turn my card back on.  2 or 3 weeks later I made a return trip to see a stripper I had begun dating, and Citi zapped me AGAIN at the same club.  I'm glad they were paying attention, but really.......  no AA from them, either, though.

 

You can draw your own conclusions.

Message Edited by LaserBlue on 12-14-2009 10:41 PM
Scores on4/8/10: TU 731 EQ 731
Unapologetic Amex fan
Message 74 of 109
Super Contributor

Re: Is it embarrasing using AMEX at a fast food?

When I used to go TDY for work, they made you use the government AE card for everything so if I went to a fast food place, I used it.  One time I used it at Hooters for diner since I knew it would piss the bean counters off.
10/17/2017 FICO: EQ 829 TU 830 EX 826
Message 75 of 109
Super Contributor

Re: Is it embarrasing using AMEX at a fast food?


LaserBlue wrote:

fishbjc wrote:

I've heard that there are some places you may want to avoid using amex.  Porn shops come to mind.  I don't know if that's a rumor though or fact.


 

There may be some truth to this, but I wouldn't worry too much about it.   A year or so ago, I dropped close to $2k at a strip club in Louisville, KY - 700 miles from home - on my Amex Gold during a business trip.  I never called to tell them I was traveling, much less where I was going to be spending money.  Even worse, the club required me to close my tab every $200 and open a new one, so they were constantly running new authorizations all night long.  Amex never flinched, and it's been well over a year now. Neither my Gold nor my Blue has suffered any AA from this.  If that doesn't trigger some kind of red flag in Amex's system, I can't imagine what would. Smiley Happy

 

Citi, however, declined my card for a few beers at the same club the next night (after sobering up and realizing that using my Amex was probably a bad idea).  I called them to clear it up and they asked if I was really at a strip club 700 miles from home. I thanked them for paying attention and asked them to please turn my card back on.  2 or 3 weeks later I made a return trip to see a stripper I had begun dating, and Citi zapped me AGAIN at the same club.  I'm glad they were paying attention, but really.......  no AA from them, either, though.

 

You can draw your own conclusions.

Message Edited by LaserBlue on 12-14-2009 10:41 PM

Is the AMEX card your main squeeze?  Citi won't like that.    LOL

Message 76 of 109
Regular Contributor

Re: Is it embarrassed using AMEX at a fast food?

I use credit cards for 99.9% of all my purchases. I don't like carrying cash, and find it's just easier to swipe. I use my Amex card to buy coffee every morning at Mcdonalds. I also use it occassionally at liquor stores, Walmart, the.99 cent store, and all of the places that are suppossed to be "taboo". I've never had any sort of issue, and I've been a cardholder since 95. I also feel no embarassment using my card in fast food establishments. I work in NYC, and it's just not safe to whip out a wad of bills for payment at the register.
Message 77 of 109
Frequent Contributor

Re: Is it embarrasing using AMEX at a fast food?

I don't like using my cards for very small amounts - but rarely have cash.   The last time I did it was at Starbucks on Thanksgiving.  I grabbed a coffee for about $1.50 - told the guy I felt like an idiot for using my card.  He said "oh, I always use my card to get the points" which made me feel much better!  Smiley Tongue
Message 78 of 109
Valued Contributor

Re: Is it embarrasing using AMEX at a fast food?


Wesley23 wrote:
I don't have an amex card (and never will. happy with penfed and discover), but it's embarassing for me to pay for any small transaction with a CC. The smaller the business, the more uncomfortable it makes me. I avoid using a CC for small transactions at a small business; I use it all the time at large national companies regardless of transaction size.

+1 i don't ever hesitate to use any card i wish at mcdonalds. i ONLY use my blue cash at dunkin donuts (but i perfer not to use amex at walmart). as a rule of thumb i wont use amex or discover in small transactions at small business, unless i receive the indication that they are amex or discover preferred. and yes i rarely carry cash (most of it ends up in the vending machine or tip jar, or use for cash tips. Smiley Happy i use my ccs for 99.9 percent of all of my bills and purchases. only my landlord gets paid in straight cash from me. every month he knocks on the door and i hand him my rent payment in straight paper cash.

Message 79 of 109
Regular Contributor

Re: Is it embarrassing using AMEX at a fast food?

I use my cards, (amex or whatever) wherever I make transactions. It is the way the world works. This year I wrote my last check. Should I need one I will drop by the bank and get a counter check.

I especially use amex with businesses that I don't completely trust. (such as online) I know that amex has my back and always has.

 

Embarrassment???  If you don't want my money enough to take it the way I offer it, then you should be embarrassed. (why? Dumb business move)

 

CI

Message 80 of 109