Is it frowned upon to BT?

[JSS3]

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@Anonymous wrote:

The only time I've sort of seen it is with Discover. I got the card a couple years ago and instantly filled it up with a BT. As I've paid it down, I've continually been offered 0% BTs and have taken advantage of them a few more times. Basically I've kept the card near full with BT's. I'd recently paid it down to about 40% and hit the luv button and was increased from 4k to 5k. I filled it yet again. This was right at the time I found this site and then I was kicking myself for running the utilization back up on that card, but I'd already requested the bT (hadn't gone through yet) so I had to let it go. I'd paid some down so I figured what the heck, others are getting CLI's every other day (exaggerated) so I might as well try again. The letter I got said something to the effect of--all you keep doing is BT and you never buy anything. Not quite, but almost. Something about no purchase history. So...I am using paying this down as a priority and have switched from Freedom to this card for restaurants this quarter and bought something online through their Discover Deals (10% back at Macy's). 

I'l give it a couple months and see how they like that. 

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-DEAD-

Oh my god my stomach muscles....I'm laughing so much. Tears.

[Anonymous]

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@JSS3 wrote:

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@Anonymous wrote:

The only time I've sort of seen it is with Discover. I got the card a couple years ago and instantly filled it up with a BT. As I've paid it down, I've continually been offered 0% BTs and have taken advantage of them a few more times. Basically I've kept the card near full with BT's. I'd recently paid it down to about 40% and hit the luv button and was increased from 4k to 5k. I filled it yet again. This was right at the time I found this site and then I was kicking myself for running the utilization back up on that card, but I'd already requested the bT (hadn't gone through yet) so I had to let it go. I'd paid some down so I figured what the heck, others are getting CLI's every other day (exaggerated) so I might as well try again. The letter I got said something to the effect of--all you keep doing is BT and you never buy anything. Not quite, but almost. Something about no purchase history. So...I am using paying this down as a priority and have switched from Freedom to this card for restaurants this quarter and bought something online through their Discover Deals (10% back at Macy's). 

I'l give it a couple months and see how they like that. 

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-DEAD-

Oh my god my stomach muscles....I'm laughing so much. Tears.

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I know.. That had me cracking up too when I read it  Too Funny!!

[Anonymous]

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@Anonymous wrote:
Explain, spider?

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Nix that bare signature line must have been under attack while you were out seeing the world. Could have been the mob or ... an inside job ;(

[Seatown1two]

So the only potential issue would be the situation jss described.. Continually BT while showing the inability to pay the debt down in a timely manner.. Thanks for the responses everyone, lots of great information here.

[taxi818]

Only one i can think of is amex. that might not like you transfering their balance to another card. otherwise. i would say no. especially if you are transfering to their card. they want to be the one to carry the balance and who you pay interest to.

[Anonymous]

Yeah...sig is under construction.