Is it just me or am I getting shafted out of 1%?

[NewSurrender]

Edit: Okay, that makes sense now, thanks for helping me out guys.

[Anonymous]

That statement reads 2% on groceries and 3% on gas to me.

[DaveSignal]

maybe the card only recognizes certain stations.  I wonder if it would look different if you filled up at a Shell station (or any other top-tier gas station)?

[oracles]

Are you sure its not breaking it down meaning the 3% is comprised of 1% + 2% bonus if you spend on gas.

Look somewhere on your bill to see if you are getting 1% for that purchase and the other 2% bonus is what you see in front of you.

I hope i made myself clear, i just got home from work and i am so so tired lol

[stefanc]

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@NewSurrender wrote:

So I have the BoA 123 Cash Rewards card. I took a closer look at my rewards history, and it turns out I'm getting 2% rewards on gas purchases instead of 3%.

Take this transaction for example.

$60 in gas should get me $1.80 in rewards, not $1.20. Am I missing something, or has BoA been giving me 1% less than I should get for gas purchases? Considering my car gets 9 MPG, that's quite a bit of money I'm missing out on.

(Okay, maybe not that much, but when you spend $350 a month on gas, it adds up)

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I think that is the "bonus" 2% - over and above - the 1% you earn for just using the card - that gives you the 3%. (If it was groceries it would show "Bonus" earned 60 cents).

[NewSurrender]

Oracles and Stefan, you guys are right, thank you.

Disregard this topic, I'm an idiot. That makes sense now. Interestingly enough, BoA classifies Walmart as a grocery store. I don't think Amex and Discover do, right?

[afbar1114]

where did you find that info i cant seem to find it?

[oracles]

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@NewSurrender wrote:

Oracles and Stefan, you guys are right, thank you.

Disregard this topic, I'm an idiot. That makes sense now. Interestingly enough, BoA classifies Walmart as a grocery store. I don't think Amex and Discover do, right?

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@NewSurrender wrote:

Oracles and Stefan, you guys are right, thank you.

Disregard this topic, I'm an idiot. That makes sense now. Interestingly enough, BoA classifies Walmart as a grocery store. I don't think Amex and Discover do, right?

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No problem, i'm just glad you understood me lol