I was just told by the csr for Kohl's, as of March 5th, their CLI requests are no longer hard pulls, only soft. So I go ahead and request an increase...
I've had the card for a year now, always pay on time, and have had a small balance two or three times, but never late and never OTL ...
NO CLI
Was told to wait for denial letter then request another increase at a later time.
Shame on Kohl's for not giving a great customer a credit limit increase.
I've had the card for a year now, always pay on time, and have had a small balance two or three times, but never late and never OTL ...
NO CLI
Was told to wait for denial letter then request another increase at a later time.
Shame on Kohl's for not giving a great customer a credit limit increase.
I just called today. Go ahead and give them a call, and please post afterwards 
I just called as an experiment and they told me I was at my max right now. A whopping $300 that's it's been at since 11/2008. It's a soft pull, but the CSR offered to "run it so that I could get a letter in the mail indicating why my request was denied." I politely declined the HP. Too bad for them, I have a baby on the way and they have lots of baby clothes shopping to do.
I've had my Kohls card with a 300CL since Jan 09. I think I've called twice over the years and was told no, then that they weren't doing customer requested CLI's (when it was still handled by Chase). I haven't called since they switched to Cap 1. I'm half tempted to call after reading this thread but no way would I risk a HP for Kohls, esp the way Cap 1 does them LOL.
Kohls wants you to spend money. They need the customers. I rarely shop there and do have a Kohls charge with a 500 limit for 2.5 years, but I'm not dying to shop there. To me, it's so-so. Prices could be better, merchandise could be better quality. Oh well, the less I shop there, the more coupons they send me. Which I give away or sometimes use.
