12-09-2012 10:48 AM
So true! When i asked for a cli on my discover card. I kindly asked the rep to please do a soft pull for the cl. She seemed confused and said sure and after she asked me a few q's she then when on to ask me for my permission to pull up my report. i told her if she could do it without it doing so but she said no. I got my hopes up for nothing but yeah seems like many don't know about hard or soft pulls.
Were you speaking with a credit analyst? When a credit analyst rang me, she informed me it would be a soft pull without me even asking.
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