cancel
Showing results for 
Search instead for 
Did you mean: 

Is it odd that I don't have a Visa?

tag
SunriseEarth
Moderator Emeritus

Re: Is it odd that I don't have a Visa?


@Anonymous wrote:

My current card line up is 3 store cards, two Mastercards, one Discover, and on AmEx. Is it strange that I don't have a Visa? Is that something that I should be getting? I don't see any reason for it, since I have never seen any stores that only accept Visa. Am I missing out on any benefits by not carrying a Visa?


Since Costco isn't a concern for you, I think you'd probably be okay without Visa.   Most places in the US that accept CCs seem to accept both Visa and MC.  As for international acceptance, I'm not sure how Visa compares to MC.   



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 21 of 26
Anonymous
Not applicable

Re: Is it odd that I don't have a Visa?

is odd that i dont have a MC ! lol i feel your pain

Message 22 of 26
TURNERHOOVER
Established Contributor

Re: Is it odd that I don't have a Visa?


@Anonymous wrote:

My current card line up is 3 store cards, two Mastercards, one Discover, and on AmEx. Is it strange that I don't have a Visa? Is that something that I should be getting? I don't see any reason for it, since I have never seen any stores that only accept Visa. Am I missing out on any benefits by not carrying a Visa?


Is it odd I don't have a MasterCard, Simplicity is an AU account. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 23 of 26
Closingracer99
Valued Contributor

Re: Is it odd that I don't have a Visa?


@kdm31091 wrote:

@Platinum wrote:

Well, if you do shopping at Costco, you will need Visa soon.

 

 

Under the terms of the agreements, Citi, the world's largest issuer of consumer credit cards, would become the exclusive issuer of Costco's co-brand credit cards and Visa will replace American Express as the credit card network for Costco in the United States and Puerto Rico beginning April 1, 2016. Once issued, Costco's co-brand Visa credit card would provide generous rewards to Costco members, serve as the Costco membership card, and would be accepted at Costco locations in the United States and Puerto Rico, as well as all merchants worldwide that accept Visa credit cards.


Or you can switch to BJ's (if you have them around). I used to use Costco, but BJ's has the same selection, less crowds, same prices as much as I can tell, and is open longer (better hours). I also find them less restrictive, you can pay with whatever you want card wise. Restricting people to JUST Visa for CC is a bit silly, but I know it's nothing new for Costco.


Meh I've been to BJ's and wasn't impressed. I also live a lot closer to Costco then BJ'S. 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 24 of 26
Anonymous
Not applicable

Re: Is it odd that I don't have a Visa?

Go for the Venture Visa Sig.  Smiley Wink  

Message 25 of 26
Anonymous
Not applicable

Re: Is it odd that I don't have a Visa?


@Anonymous wrote:

Go for the Venture Visa Sig.  Smiley Wink  


I got a prequalification for it, but I don't think I need it. I don't travel and I think that the cards I have right now cover my needs well. Everyone loves the Venture, but I don't think that I will ever need it, to be honest.

Message 26 of 26
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.