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Valued Member
Posts: 26
Registered: ‎07-26-2012
0

Is it ok to request a CLI for Amazon card when a collection account is in dispute?

I discovered a collection account on my credit reports. I filed a dispute because I don't know where it came from and don't think it's mine.

 

My Amazon store card cuts it's 4th statement tomorrow and I was planning to request a CLI because I've heard of great success after the 4th statement.

 

Should I go ahead and request with the dispute open? bad idea?

 

Thank you!


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Senior Contributor
Posts: 30,602
Registered: ‎02-07-2013
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Re: Is it ok to request a CLI for Amazon card when a collection account is in dispute?

IMHO 

I would wait until you clear it up

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Senior Contributor
Posts: 7,680
Registered: ‎01-05-2013
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Re: Is it ok to request a CLI for Amazon card when a collection account is in dispute?


myjourney wrote:

IMHO 

I would wait until you clear it up


ditto

Moderator
Posts: 14,062
Registered: ‎04-15-2011
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Re: Is it ok to request a CLI for Amazon card when a collection account is in dispute?

Gonna agree, I'd wait on it.

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Established Contributor
Posts: 727
Registered: ‎01-13-2013
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Re: Is it ok to request a CLI for Amazon card when a collection account is in dispute?

I know of you make a dispute that tradeline gets hidden from your cr. And its mark as disputed. It will not count as bad or good til it get resolve. Ive done it
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Valued Contributor
Posts: 1,599
Registered: ‎11-10-2012
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Re: Is it ok to request a CLI for Amazon card when a collection account is in dispute?


Siobhanmairead wrote:

I discovered a collection account on my credit reports. I filed a dispute because I don't know where it came from and don't think it's mine.

 

My Amazon store card cuts it's 4th statement tomorrow and I was planning to request a CLI because I've heard of great success after the 4th statement.

 

Should I go ahead and request with the dispute open? bad idea?

 

Thank you!


Personally, I would wait until it is cleared up.

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Valued Contributor
Posts: 1,865
Registered: ‎09-20-2011
0

Re: Is it ok to request a CLI for Amazon card when a collection account is in dispute?

They gave me a CLI to $10k with two unpaid collections on my report. 

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