cancel
Showing results for 
Search instead for 
Did you mean: 

Is it possible to PC on BoA?

tag
dabearsv2
Contributor

Is it possible to PC on BoA?

I have a pretty crappy BoA MLB (major league baseball) CC that I got at the World series in 2005 (I wanted the free blanket!!). I do not want to cancel the card, as it's almost 10 years old, no AF and its my high limit (10k). It has rewards, but not very good ones.

 

How does one go about a PC? Can I do this to any BoA card (want a no AF w/rewards or CB)? I would really like to avoid a HP as I'm gardening after a mini AOR.

Current Scores: TU 760, EX 718, EQ 726
Goal: 750 across the board!
My Wallet: CSP 23.8k, AMEX SPG 15k, AMEX BCP 12.9k, Barclay AAviator Red 10k, USBank Club Carlson 10k, BankAmericard Cash Rewards 10k, Citi Plat AA WEMC 7.9k, Chase Freedom 5k, Barclay AAviator Red v2 5k, Chase Hyatt 5k, Amex PRG
Message 1 of 7
6 REPLIES 6
lg8302ch
Senior Contributor

Re: Is it possible to PC on BoA?

Call the number on the back of your card. I think I PCd my first BofA card 4 x in the past 20 years...never an issue with BofA...whenever they came  up with better rewards for my needs I asked to PC...Good luck

Message 2 of 7
mnosal9
Regular Contributor

Re: Is it possible to PC on BoA?

You can even PC in Chat. I did it 3 times in one year Smiley Happy

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
Message 3 of 7
dabearsv2
Contributor

Re: Is it possible to PC on BoA?


@mnosal9 wrote:

You can even PC in Chat. I did it 3 times in one year Smiley Happy


Awesome. So I can just pick whichever reward card I want and PC it like that? Seems too easy! I like that Smiley Happy

 

What's the best No AF card right now, since you two seem to be on top of the ball with this subjectSmiley Wink

 

Also, what happens to the 9500 pts I have sitting in there? do they just get transfered over 1:1??

 

Current Scores: TU 760, EX 718, EQ 726
Goal: 750 across the board!
My Wallet: CSP 23.8k, AMEX SPG 15k, AMEX BCP 12.9k, Barclay AAviator Red 10k, USBank Club Carlson 10k, BankAmericard Cash Rewards 10k, Citi Plat AA WEMC 7.9k, Chase Freedom 5k, Barclay AAviator Red v2 5k, Chase Hyatt 5k, Amex PRG
Message 4 of 7
lg8302ch
Senior Contributor

Re: Is it possible to PC on BoA?

Travel rewards, Cash rewards, Better balance rewards...and many more....it all depends on personal preference...for me the no FTF cards with rewards are the winners as my charges are 60% outside the US Smiley Happy

Message 5 of 7
lg8302ch
Senior Contributor

Re: Is it possible to PC on BoA?

regarding the points make sure the CSR checks on that. I do not remember which way it worked....cash back to points or points to cash back..but one way it would void the rewards so I waited to redeem and then PCd...sorry I did too many changes to remember which way worked out and which way needed redemption first. Smiley Sad

Message 6 of 7
dabearsv2
Contributor

Re: Is it possible to PC on BoA?

I just sent a Chat to BoA and was told that "Upon card conversion the points may or may not be converted. So I would recommend you to redeem them before it's converted."

 

I have points (not CB) and was inquiring for both Travel Rewards or Cash Rewards Card PC. Kinda sucks, I have no use for the points now, and dont want to stay on the card I have. Smiley Sad

 

EDIT: After being transferred to a CC Specialist via Chat, I was able to convert my Points to the Cash 123 Rewards card. I would not have been able to transfer points to the Travel Rewards card. Seems strange, but oh well!

 

 

Current Scores: TU 760, EX 718, EQ 726
Goal: 750 across the board!
My Wallet: CSP 23.8k, AMEX SPG 15k, AMEX BCP 12.9k, Barclay AAviator Red 10k, USBank Club Carlson 10k, BankAmericard Cash Rewards 10k, Citi Plat AA WEMC 7.9k, Chase Freedom 5k, Barclay AAviator Red v2 5k, Chase Hyatt 5k, Amex PRG
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.