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Is it possible to get approved without a job?

Frequent Contributor

Re: Is it possible to get approved without a job?

Hubby and I each applied for a Walmart card on our own.  He got approved for $700 and I got approved for $300!  It's obvoiusly not a joint account, but who cares?  It's not much but it's a step in the door!  We noticed they didn't ask for an employer when hubby did it so I went ahead and tried it on my own.  I was shocked it was approved and I put my income down as $0.

Message 41 of 44
Mega Contributor

Re: Is it possible to get approved without a job?

You put your income as 0 and they approved you??

Wow.....



EQ FICO 548 3/3/16
Message 42 of 44
Frequent Contributor

Re: Is it possible to get approved without a job?

 


LS2982 wrote:
You put your income as 0 and they approved you??

Wow.....

I know!  It's crazy!  I figured if they didn't ask for an employer name or number, why not be 100% honest with income?  I figured if I was denied, I would just try again at another time and use half of hubby's income as mine.  At least I could claim we file taxes jointly and it wasn't a lie. 

Message 43 of 44
Frequent Contributor

Re: Is it possible to get approved without a job?

Well, I guess the answer is yes.  Yesterday I was approved for a Walmart CC ($300 CL) and today a GAP CC ($200 CL).  It's not much, but I feel like I have my foot in the door now!  Smiley Happy

Message 44 of 44