Credit Cards

[happy0510]

But only after 60 days late? 

[CS800]

I will put your doubt to rest. Kay reports all lates including 30 days. Dont even tempt your fate, they are a pain to GW 

[jsickz32]

I have kay cc but dont know if its true. Why risk it? Are you buying something and not sure if you gonna keep it by the time you have to pay?

[tcbofade]

Somehow, that brings to mind the question of WHY you'd want to know?  Are you actively PLANNING to be 30 days late???

[happy0510]

I ask cause my DH may have gotten one! I believe so by one day

He called them and the rep told him they only report after 60 days of late payments so if you are late 60 days, they will report 2 30 day lates.

Weird!

BTW, nobody plans on 30 day lates!!

[john398]

if your 1 day past the due date that would not be a 30 day late, but if your saying your 31 days late?

Also I noticed Kay has higher minium payments than all my other credit cards so I can why this could be easy to achieve

[happy0510]

@john398...haha yes they do have higher minimums! But in the box that tells you how many months to pay off is a whole lot lower which is good in the long run

And yes, it was 31 friggin days late! We just have to wait and see....

However, having the rep mention the 60 days late is when we start reporting thing was unusual and good to hear!