08-01-2012 10:37 AM
08-01-2012 10:39 AM
Somehow, that brings to mind the question of WHY you'd want to know? Are you actively PLANNING to be 30 days late???
08-01-2012 11:25 AM - edited 08-01-2012 11:26 AM
I ask cause my DH may have gotten one! I believe so by one day
He called them and the rep told him they only report after 60 days of late payments so if you are late 60 days, they will report 2 30 day lates.
BTW, nobody plans on 30 day lates!!
08-01-2012 11:56 AM
if your 1 day past the due date that would not be a 30 day late, but if your saying your 31 days late?
Also I noticed Kay has higher minium payments than all my other credit cards so I can why this could be easy to achieve
08-01-2012 04:28 PM
@john398...haha yes they do have higher minimums! But in the box that tells you how many months to pay off is a whole lot lower which is good in the long run
And yes, it was 31 friggin days late! We just have to wait and see....
However, having the rep mention the 60 days late is when we start reporting thing was unusual and good to hear!