Is it worth a try or should I pay the fees?

[jmbfl]

A quick scan indicates that you don't have a lot of revolving TL's reporting. You have many installent TL's as well (student loans). You need many revolving TL's reporting zero balances to offset the many student loans. You will hurt you FICO if you close Orchard. You will have to decide what is more important to you - FICO scores or the fees.

[Anonymous]

I guess I am paying the fees then.

Thank you...I'm glad you cleared that up and took the time to look it over for me.....thank you!