Is it worth it???

[TwinGirls19]

Guys thanks for the feedback. Im very happy to be a part of this community. Lol no I am in no rush to get my 400 dollars back so ill just wait. Ive thought about getting an unsecured card but have been afraid to get denied. I have no collections, 2% utility but have a couple of inquiries.

[BungalowMo]

Another option is to call their CSR.  Just ask about options.  No 2 folks will have the exact same outcome, but they should know how long they want you to wait & if the transition to unsecured has to be initiated by you, or is it an automatic thing done through their system.

Those are generic questions that they should be able to answer for you.