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@Anonymous wrote:
The nice thing about the C$R is that the travel credit is by statement calendar year.
This means you could cash in on two Travel credits by applying now effectively having them pay you the AF. Pair it with a CSP and you've got 150K UR (In branch) aside from that which you get from spending the 8K required in 90 days.
The statement calendar year means that it ends with your December statement. Mine cut the 5th, so on December 6th my travel credit reseted to $0 for 2017 credit. If your statement cut on the 25th, then yours will reset to $0 on December 26th.
Other companies reset on a regular calendar year, so every January 1st they will reset their perk.
Also, your Freedoms UR points will be worth 1.5x instead of 1.2 if you transer the points and use the Chase portal to buy the tickets. The Points Guy has an article about the break even point between the two with a link to a spreadsheet to use your own valuation and spend.
The Reserve's bonus is still 100,000 until mid March.
To me, the Preferred is a good card but the Reserve makes it useless, except for the signup bonus.
I'm still bummed the CSR came out 8 months after I got the CSP. I want the CSR as I will easily use the 300 every year and the 50% bonus on miles is huge. Since the card ends up being 150 dollars and all of the lounges it has avaliable, its worth it. I have been flying almost exclusivly delta lately so I may opt for an AMEX instead but I'll have to run the numbers and see where I save the most money.