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I recieved my first statement from Captial One with my Experian credit score on it. Is this my real score? I know you can't get your Experian score for myFico. So I have no idea what my real score is, but I doubt my TransUnion and Equifax scores are in the 630's and my Experian is 572. Hopefully....
In the letter you received, does it say FICO anywhere when referencing your score?
@pizzadude wrote:
I don't think it is a FICO. What is is min/max scoring range listed with the score ??
Good point.
If it shows a scoring range and if it's not 300-850 it's not a FICO.
@Anonymous wrote:I recieved my first statement from Captial One with my Experian credit score on it. Is this my real score? I know you can't get your Experian score for myFico. So I have no idea what my real score is, but I doubt my TransUnion and Equifax scores are in the 630's and my Experian is 572. Hopefully....
If it does not say FICO anywhere in the credit score paragragh it "could" be a in-house score. I'm not sure how Cap1 does that, you may want to give them a call and see.
@Anonymous wrote:I recieved my first statement from Captial One with my Experian credit score on it. Is this my real score? I know you can't get your Experian score for myFico. So I have no idea what my real score is, but I doubt my TransUnion and Equifax scores are in the 630's and my Experian is 572. Hopefully....
So this is on your CC statement, right, not a letter declining you or whatever?
Which Cap One card is it?
No it's not a letter. It's a terms and agreements letter with important disclosures. And it doesn't say FICO anywhere and it says range from 325 to 850. It's kind of a double edged sword at this point. The only reason I applied for the Captial One card is because they give you your credit score. So if this one is not real, then it's not helpful. And now I hope it's not real!
@Anonymous wrote:No it's not a letter. It's a terms and agreements letter with important disclosures. And it doesn't say FICO anywhere and it says range from 325 to 850. It's kind of a double edged sword at this point. The only reason I applied for the Captial One card is because they give you your credit score. So if this one is not real, then it's not helpful. And now I hope it's not real!
It's an in-house score.
325-850 is not a FICO, so no, it's not your real EX FICO.
ETA: Welcome to the Forums
Okay good! That scared me for a second. I've been rebuilding my credit and that score was lower than when I started! Where can i get my real Experian score?