Starting Score: 583
GreekLady wrote:I recieved my first statement from Captial One with my Experian credit score on it. Is this my real score? I know you can't get your Experian score for myFico. So I have no idea what my real score is, but I doubt my TransUnion and Equifax scores are in the 630's and my Experian is 572. Hopefully....
If it does not say FICO anywhere in the credit score paragragh it "could" be a in-house score. I'm not sure how Cap1 does that, you may want to give them a call and see.
GreekLady wrote:No it's not a letter. It's a terms and agreements letter with important disclosures. And it doesn't say FICO anywhere and it says range from 325 to 850. It's kind of a double edged sword at this point. The only reason I applied for the Captial One card is because they give you your credit score. So if this one is not real, then it's not helpful. And now I hope it's not real!
It's an in-house score.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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