Is the Walmart card worth apping for the TU score?

[Gunnar419]

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@reckedhim wrote:
Do you get the TU score with both of the available Walmart cards?

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Yes. As long as you sign up for paperless statements. And they update once a month, I think about the end of the first week of the month.

[calihlove75]

I think it is, especially since the version sold on here is so outdated. Free is good

[GaTech]

You can get a better rewards card (1% cash back with no tiered structures).

I never shop at Walmart anyways. If you're a member of Costco I'd recommend the AMEX Costco card since you get more benefits.

[rm3]

I enjoy it for the free score and definitely the .15 off gas right now!!!!

[09Lexie]

I enjoy the free score- and when I was approved by Discover this year- they used TU. I am not a fan of Walmart but it serves it purpose. As long as you PIF, what harm is it?

[tcbofade]

DW does most of our grocery shopping at the local wallymarts...

While not a goal, the walmart card is a blessing on the week that she overspends her budget...

[hayabusa]

Rebuilding? Yes

Clean credit report? No

Clean credit report with VERY short history, maybe.

It all depends on you, Fico 08 like previously stated doesn't get much love. Only 04 scores which are the harshest scores Fico has ever known is most widely used. Even a $5 collections on Fico 04 can mess up your score enough to get terrible rates from prime. 08 scores do not calculate collections under $100. With that being said if your credit score is clean and you can approved for prime cards, just use Credit Karma for your TU score and call it a day imo.

[reckedhim]

I've just been approved for a few prime cards. My discover approval said my score was 698 so I'm almost in the 700 club.