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New Contributor
Posts: 65
Registered: ‎03-24-2009
0

Is the chase freedom plus card still as good as it use to be?

Well first off do they still offer the card?  If so what are the changes besides the AF? For their standard card they have

 

"Get 3% bonus cash back on gas, groceries and fast food purchases for the first six months"

 

Would the plus card offer these benefits after the 6 months? 

 

 

Contributor
Posts: 123
Registered: ‎03-29-2009
0

Re: Is the chase freedom plus card still as good as it use to be?

3% on 6 of their 15 categories (Freedom has only 5 categories, when i apply it was. Heard some say only 3 categories.)

 

No cap limit (Freedom sets it at $600)

 

$30 annual fee (Freedom has no annual fee)

 

Anything else I'm missing?

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FICO pulled by loan officer on 8/3/2009
EQ: 724
EX: 740
TU: 742
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Is the chase freedom plus card still as good as it use to be?

I just converted my WAMU to Freedom Plus.  The rewards will more than pay my AF based upon the bonus categories alone.

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Contributor
Posts: 123
Registered: ‎03-29-2009
0

Re: Is the chase freedom plus card still as good as it use to be?

I heard they changed their terms and conditions. The 3% in 6 cats. only applies in the first few months or somehting. Did you just call them to switch to Freedom Plus? What did they do to your regular Wamu card? They have told me what my Wamu card will be yet!
-----------------------------------------------------
FICO pulled by loan officer on 8/3/2009
EQ: 724
EX: 740
TU: 742
New Contributor
Posts: 65
Registered: ‎03-24-2009
0

Re: Is the chase freedom plus card still as good as it use to be?

Anyone know if those same conditions affect the pluus card?
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Is the chase freedom plus card still as good as it use to be?

I logged into my Chase Freedom Plus account and pulled these details for you:

 

Here is the Freedom Plus Rules & Regulations:  https://chaseonline.chase.com/resources/RPC0379.pdf

 

Rewards Program Details

   

With Chase Freedom PlusSM, you now have the flexibility to earn more miles, and use them to get the rewards you want.

 

You earn 3 miles per $1 automatically on purchases in the 6 everyday categories where you spend the most each month. There are 15 categories in all! Your spending habits may change from month to month — the triple miles you earn for them will stay the same. You also earn 1 mile per $1 on all other purchases. Here are the categories:

 

  • Gas Stations & Convenience Stores
  • Grocery Stores
  • Quick Service & Fast Food Restaurants
  • Utilities (Gas, Electric, etc.)
  • Drugstores
  • Cable/Satellite TV & Internet Providers
  • Department Stores
  • Pet Stores & Veterinarian
  • Phone/Cell Phone Bills
  • Movie Theatres
  • Gym Memberships
  • Beauty Salons & Spas
  • Movie Rentals
  • Dry Cleaners
  • Local Commuting

 

You have a choice when it comes to rewarding yourself. You can redeem your miles for:

 

  • Travel on any airline with no restrictions
  • Hotel stays, car rentals and vacation packages
  • Transfer your points to a number of frequent flyer programs
  • Name–brand merchandise

 

With Chase Freedom Plus, you have the freedom to reward yourself the way you want to. There are no limits to the amount of rewards you can earn with Chase Freedom Plus. Switch between cash back, points, or miles and take your rewards with you. To switch, just click on the 'Switch My Rewards' link.

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
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