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Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?

Regular Contributor

Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?

Hello All.

 

I am an AU for my hubby's good standing Macy's account since 2008. However, upon reviewing my CR, the Macy's account is not listed on my report.

 

We called Macy's 1-800 number and asked about it. The CSR they do not report AU accounts any longer. Then, sent us a form for me to fill out for joint accountholder. Asking for all my info. Name, add, SS#, DOB, etc.

 

Does anyone know, once I fill that out, will they conduct a credit check? If so, is it soft pull or hard pull inquiry?

 

Also, how soon does it reflect on my CR once added as a Joint Accountholder.

 

Your advise is greatly appreciated.

 

Thank you!

 

 

 

Officially a Homeowner 6/1/12

Jun' 2012 EX 737 (thru lender) ; Mar '12 EQ 746; July '12 TU 773

Chase Freedom - 6.5k; Amex Zync - NPSL; Ashley's GEMB - 5.5k; Barclay's Rewards MC - 1.5k, JCP - 1k; Macys - 2k; Chase Slate - 7k (AU on DH card); US Bank Cash+ - 9.5k
Message 1 of 5
4 REPLIES
Frequent Contributor

Re: Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?

That is weird I added my mother as a AU on my account and it shows on her CR.

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Current Score: 744
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Message 2 of 5
Regular Contributor

Re: Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?

That is weird I added my mother as a AU on my account and it shows on her CR.

 

_________________________________

 

 

How long ago did you add her?

 

 

Officially a Homeowner 6/1/12

Jun' 2012 EX 737 (thru lender) ; Mar '12 EQ 746; July '12 TU 773

Chase Freedom - 6.5k; Amex Zync - NPSL; Ashley's GEMB - 5.5k; Barclay's Rewards MC - 1.5k, JCP - 1k; Macys - 2k; Chase Slate - 7k (AU on DH card); US Bank Cash+ - 9.5k
Message 3 of 5
Established Contributor

Re: Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?

 I added my husband to mine as an AU 10 weeks ago - it showed up on his CR this week...
Message 4 of 5
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Senior Contributor

Re: Is there a Credit Check Macy's Joint Account Application - Soft pull or Hard Pull inquiry?

Sounds like somebody doesn't know what they're talking about and I would like to know that this works.

 

How long ago was this addition made?

Message Edited by creditwherecreditisdue on 08-31-2009 11:32 PM
Message 5 of 5