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Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008
0

Re: Is there a detox for apping?


Uborrow-Upay wrote:

THANK YOU, beamMeup! 


Yea sure, ya betcha! 

Just puttin' syrup on something, don't make it pancakes.
Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008
0

Re: Is there a detox for apping?


Yea sure, ya betcha! 

Which reminds me of a joke.

 

So, if a Palestinian and a Swede (I'm pretty much Swedish, genealogically speaking, so I hope I can tell this...) get married,

what do they name their first son?

 

Yassir Yabetcha :smileyvery-happy: !!!!

 

Sorry, couldn't help myself......

Just puttin' syrup on something, don't make it pancakes.
Regular Contributor
Nonaii
Posts: 246
Registered: ‎06-02-2008
0

Re: Is there a detox for apping?


beamMEup wrote:

marty56 wrote:

You should pull your scores.  That would force home the idea of just saying no to so many credit apps.


+1

And pull them from myfico.com/12 so you can see the same info your lenders can see.  That's eye-opening :smileysurprised:

 

jdsays: But I do think this forum makes me want to apply for things I dont need once I see someone else got approved....I have no will power. 

 

Yep - it's contagious!!!  I keep a running list of cards I might want to app for next year (just in case I forget about a nifty card that I might absolutely have to have)!!  Then, next year, I'll go over my list and maybe, MAYBE, pick a card - or two.

 

 

 

 

Message Edited by beamMEup on 10-22-2009 03:42 PM

Thank you, from me too, for the note about myfico/12 ...  is this link publically, officially, advertised elsewhere on the site?   do you (or others) know of any other 'special' myfico links?

 

Also, that's a good idea about writing things down, then when ready going over the list.  It's good to be reminded of specials and 'oddballs' (as creditboards calls them) one saw before; but it's also a relief to realize a 'gotta die for' special isn't all that after all.

Regular Contributor
honeybunnygal
Posts: 162
Registered: ‎03-30-2008
0

Re: Is there a detox for apping?


marinevietvet wrote:

All I have to do is remind myself how irresponsible I once was with CC debt and that stops me in my tracks!!!!  :smileyhappy:  Five years and counting since my last application.

 

 

(myfico)
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802

 

CC interest free as of 8/09
Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".


WOW marinevietvet...you're my hero for both your service AND your willpower!

Hard work & patience can go a long way!
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791

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