05-21-2009 03:28 PM - edited 05-21-2009 03:31 PM
I am looking into secured cards for a co worker,And I need a little input on secured cards.I know B of A seems to be rather popular here But what about other banks secured card program Us Bank/Wells Fargo/Citi Bank anyone have any of the other bank secured cards?. From what I can tell they all seem to do the same thing and they all seem to have AF from $18-$29. So I guess it may come down to preference.Does anyone has experience with any of these bank secured cards? And what do you recommend?
05-21-2009 04:02 PM
05-21-2009 04:22 PM - edited 05-21-2009 04:24 PM
I got a secured cc with a local credit union with a credit score of 703. There is no AF and the interest rate is fixed at 10.9%. However, I was declined a cc with USbank with a credit score of 790, after a bk dropped off, so I don't know what to tell you, other than in my estimation it is a crap shoot in today's market place. This all took place in the last few weeks. Good luck to you.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.