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Is there a pre approval for BOA ???

Frequent Contributor

Is there a pre approval for BOA ???

Is there a pre approval site for BOA that is a soft pull. Trying to find the link. I looked, but they were old links. What credit score is needed?

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
7 REPLIES
Valued Contributor

Re: Is there a pre approval for BOA ???

I don't think BoA has a pre-approval site.

 

This website is pretty good for finding approval scores. Just search for Bank of America.

 

Here's the link: http://www.whogavemecredit.com/

 

Good luck!


Starting Score: EQ 653 6/21/12
Current Score: EQ 703 8/5/17 - EX 743 8/5/17 - TU 731 8/5/17
Established Contributor

Re: Is there a pre approval for BOA ???

No longer a preapproval link to BOA, there used to be, but has been gone for some time now.  Score requirements may vary, but i wouldn't go for BOA with anything less than 680.  Maybe others who have been approved can chime in with better reference.  I got mine last summer, but i was in the mid 700's.

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Senior Contributor

Re: Is there a pre approval for BOA ???


KIPPIE12 wrote:

No longer a preapproval link to BOA, there used to be, but has been gone for some time now.  Score requirements may vary, but i wouldn't go for BOA with anything less than 680.  Maybe others who have been approved can chime in with better reference.  I got mine last summer, but i was in the mid 700's.


Sounds reasonable to me...BofA denied me with a 664 earlier this year... 

Zero percent financing is where the devil lives...

10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
Valued Contributor

Re: Is there a pre approval for BOA ???

i was approved for bofa cash rewards with a ex of 676

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor

Re: Is there a pre approval for BOA ???

I was approved with a 620, but it was off of a pre approved mail offer. This was about a year ago. When I called the backdoor about it, they told me it was a guaranteed pre approval. Whatever that means.

My wallet? AMEX PR Gold NPSL, AMEX HH 1k, Citi Hilton Reserve VS, CSP 9.2k, Chase Freedom 6.7k, Chase Sapphire 5.2k, USAA AMEX 2k, Cap 1 Cash 1.2k, BBRZ MC 500, Barclaycard Apple 1.5k, Barclay Ring 4.5k, Bank Americard 123 5.5k, NFCU Cash 14k

Starting Score: (9/27/10)TU:602 EQ:567
Current Score: TU:670 EQ:670 EX: 706 chase pull
Goal Score: TU:700 EQ:700


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My wallet? AMEX PR Gold, Citi Hilton Gold, Cap 1 Cash, BBRZ MC, Barclaycard Apple, Bank Americard Cash
Valued Contributor

Re: Is there a pre approval for BOA ???

just got my boa card with 693 experian score
EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
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Established Member

Re: Is there a pre approval for BOA ???

I got approved two weeks ago for BOA Cash Rewards Mastercard with $5,000 CL. They pulled TU and my score was 744. I can't wait to start using this along with my Chase Freedom and Discover More.