Credit Cards

[diabla]

I've read some people say that they logged into Walmart and had pre-approved offers pop up, so I'm wondering if this is one of those soft-pull shopping cart tricks that has worked for many people?  Or is it better to just apply directly?

[john398]

I have heard that Walmart its best to apply in store

[Happychap]

I read that wallmart used to have pop up pre-approvals also. However, this was some time ago,  I've not heard anyone mention it recently.

[distantarray]

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diabla wrote:

I've read some people say that they logged into Walmart and had pre-approved offers pop up, so I'm wondering if this is one of those soft-pull shopping cart tricks that has worked for many people?  Or is it better to just apply directly?

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never heard of it, are you sure your not confusing it with WFFNB accounts like Express store cards? cause those still works.

[diabla]

Yeah, I know WFFNB still works, this may have been a few months ago but I did see people say it happened at Walmart too.

If you apply in store, then its a hard pull, correct?

[distantarray]

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diabla wrote:

Yeah, I know WFFNB still works, this may have been a few months ago but I did see people say it happened at Walmart too.

If you apply in store, then its a hard pull, correct?

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yep it's a hard pull, always is when you apply for things, some companies allow you in if your already a customer with good relationships with a soft. applying at the store usually gets higher limits. I would wait til you want to buy something big and try to apply for it then, that usually guarenttees you at a higher limit since they know you could use it RIGHT then right there.

[Koop10010]

I remember getting a pre-approved message from Walmart when buying something once, I didn't accept, so I have no idea what type of pull it would have been.  This was a while ago though, maybe a year or two.  I don't stop at Walmart.com frequently, but I don't remember seeing it the couple times I've shopped there since that one time.