Hi, I have one chase freedom card that holds the majority of my debt (5k out of 12k). Balance transfers are out of the question, none of my other cards have good deals on them. I was wondering if there's still a way to activate chase payment protector just in case. I've called them twice but they keep telling me it's discontinued, yet their website is still up and running: Chase Payment Protector . Tried applying online too, no luck. Any ideas?