Re: Is there anything like hitting a spend bonus??

Anonymous · ‎10-16-2015

Hi everyone. New poster though I have been lurking for some while now. Have been working on my credit only since June, but through the advice I get from here and other forums I have been having allot of fun and success repairing my credit profile. Started with a secured Cap1 in June and so my Quicksilver Visa is the first card I qualified for with a spend bonus. Needless to say I enjoyed that $100 credit.

NRB525 · ‎10-16-2015

Congratulations! Yes, once you start to figure out the bonus rewards, it definitely draws your attention to those cards.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎10-16-2015

Congrats! Be careful it can be tempting.

Some folks won't even waste a HP unless they are getting $300-$600+ in value.

Anonymous · ‎10-16-2015

Thanks. I will keep that in mind lol. From what I can tell in these last few months is that MOSTLY only "prime" cards offer the good bonuses, and my credit profile isn't where I would even app for one for fear of being told "stay in your lane son" LoL.......But I'll get there.

Is there anything like hitting a spend bonus??

Get your FICO® Score for free

Is there anything like hitting a spend bonus??

Re: Is there anything like hitting a spend bonus??

Re: Is there anything like hitting a spend bonus??

Get your FICO Score for free