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Is there anything that exclusively takes Discover?

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clocktick
Valued Contributor

Is there anything that exclusively takes Discover?

I know for Mastercard there are things you can only buy with a Mastercard.  I even know of a restaurant that only takes Amex and no other cards.  Are there any places, or any perks, for using Discover exclusively?

 

I'm trying to find a reason to keep the card open.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




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Current Score: 736
Goal Score: 765


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Message 1 of 10
9 REPLIES 9
Lin55
Frequent Contributor

Re: Is there anything that exclusively takes Discover?


@clocktick wrote:

I know for Mastercard there are things you can only buy with a Mastercard.  I even know of a restaurant that only takes Amex and no other cards.  Are there any places, or any perks, for using Discover exclusively?

 

I'm trying to find a reason to keep the card open.


Places in China are the only places i've been to that only take Discover. And these are the smaller stores.

Message 2 of 10
Lin55
Frequent Contributor

Re: Is there anything that exclusively takes Discover?

Discover has no AF, no FTF's, and gives free FICO! Gotta keep it open forever!

Message 3 of 10
coldnmn
Mega Contributor

Re: Is there anything that exclusively takes Discover?

Sams club is mostly Discover for credit card. They do take some debit cards.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 10
CreditExpressNJ
Established Contributor

Re: Is there anything that exclusively takes Discover?

Would places even do that ... Take discover but disown MC and Visa i think that sounds pretty deathtrmenatl to a business if they want to stay in business because not eveyone has a discover
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 5 of 10
takeshi74
Senior Contributor

Re: Is there anything that exclusively takes Discover?


@clocktick wrote:

 

I'm trying to find a reason to keep the card open.


Is exclusive acceptance the only reason for you to keep it open?  Have you considered the impact to your utilization from closing it?

Message 6 of 10
NikoD
Regular Contributor

Re: Is there anything that exclusively takes Discover?

I use my Discover just about everywhere (I've had it since 1998) but the only time I ever remember seeing a place that only takes Discover was Costco about 10 or so years ago.  Costco has since switched to only Amex and I haven't seen anyplace since that only takes Discover. I live in the Northwest if that makes any difference.

Message 7 of 10
Repo-ed
Senior Contributor

Re: Is there anything that exclusively takes Discover?

Costco will only accept Amex and debit cards.

 

Sams Club will only accept Discover and debit cards.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 8 of 10
Lin55
Frequent Contributor

Re: Is there anything that exclusively takes Discover?

Sam's Club in-store only accepts Discover, MasterCard, and true debit cards with PIN (Bluebird debit cards won't work).

Message 9 of 10
clocktick
Valued Contributor

Re: Is there anything that exclusively takes Discover?

I get my TU from Barclay's and I have no FTF on other cards (although no one but one tiny museum took Discover when I last went out of the country). 

@takeshi74 wrote:

@clocktick wrote:

 

I'm trying to find a reason to keep the card open.


Is exclusive acceptance the only reason for you to keep it open?  Have you considered the impact to your utilization from closing it?


 

Yes, I've considered that. I would just like to downsize the next couple of months.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 10 of 10
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