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Member
matt5566
Posts: 11
Registered: ‎01-17-2014

Is there still a chance?

I recently got a pre approval in the mail for a capital one platinum card. The day before it came I applied for and got a capital one secured card. I applied for the platinum card, and was denied. The reason for denial is: "Based on your application information, there is a currently pending or recently processed application with capital one." Is there still a chance I can get the card if I call them and discuss it with them? I've heard of this working for other people. Thanks
Valued Contributor
SnackTrader
Posts: 1,563
Registered: ‎09-15-2012

Re: Is there still a chance?

It is always worth a phone call for something like this!


In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
gdale6
Posts: 8,549
Registered: ‎12-13-2013

Re: Is there still a chance?

Give the EO a buzz tomorrow morning.

EX Cred Ses 07/14: 770 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 738
TU Fico 8 07/14: 719; TU MPM 06/14 706
Valued Contributor
-Wade-
Posts: 11,531
Registered: ‎08-13-2013

Re: Is there still a chance?


matt5566 wrote:
I recently got a pre approval in the mail for a capital one platinum card. The day before it came I applied for and got a capital one secured card. I applied for the platinum card, and was denied. The reason for denial is: "Based on your application information, there is a currently pending or recently processed application with capital one." Is there still a chance I can get the card if I call them and discuss it with them? I've heard of this working for other people. Thanks

Yes call them

*** Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 808 (07/03/2014) myFico EX - 804 ( 07/08/2014 ) myFico TU - XXX ( xx/xx/xx ) Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 808 *** EX 804 ***
****** ****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores
Mega Contributor
Creditaddict
Posts: 18,807
Registered: ‎10-23-2007

Re: Is there still a chance?

I would email the Exec Office... don't call just plain customer service.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:

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