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Member
Posts: 11
Registered: ‎01-17-2014
0

Is there still a chance?

I recently got a pre approval in the mail for a capital one platinum card. The day before it came I applied for and got a capital one secured card. I applied for the platinum card, and was denied. The reason for denial is: "Based on your application information, there is a currently pending or recently processed application with capital one." Is there still a chance I can get the card if I call them and discuss it with them? I've heard of this working for other people. Thanks
Valued Contributor
Posts: 1,597
Registered: ‎09-15-2012
0

Re: Is there still a chance?

It is always worth a phone call for something like this!


In My Wallet: Amex BCP (12/12) $32,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600

Last App: April 2, 2014
Moderator
Posts: 20,079
Registered: ‎12-13-2013
0

Re: Is there still a chance?

Give the EO a buzz tomorrow morning.

EX Fico 08 BC 05/15: 792 (+2); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 05/15: 764 (+7)
Valued Contributor
Posts: 12,928
Registered: ‎08-13-2013
0

Re: Is there still a chance?


matt5566 wrote:
I recently got a pre approval in the mail for a capital one platinum card. The day before it came I applied for and got a capital one secured card. I applied for the platinum card, and was denied. The reason for denial is: "Based on your application information, there is a currently pending or recently processed application with capital one." Is there still a chance I can get the card if I call them and discuss it with them? I've heard of this working for other people. Thanks

Yes call them

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 829 (04/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 15 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 829 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Epic Contributor
Posts: 24,821
Registered: ‎10-23-2007
0

Re: Is there still a chance?

I would email the Exec Office... don't call just plain customer service.

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
90 Cards and Counting :smileytongue:
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