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Member
Posts: 11
Registered: ‎01-17-2014
0

Is there still a chance?

I recently got a pre approval in the mail for a capital one platinum card. The day before it came I applied for and got a capital one secured card. I applied for the platinum card, and was denied. The reason for denial is: "Based on your application information, there is a currently pending or recently processed application with capital one." Is there still a chance I can get the card if I call them and discuss it with them? I've heard of this working for other people. Thanks
Valued Contributor
Posts: 1,572
Registered: ‎09-15-2012
0

Re: Is there still a chance?

It is always worth a phone call for something like this!


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
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Valued Contributor
Posts: 13,523
Registered: ‎12-13-2013
0

Re: Is there still a chance?

Give the EO a buzz tomorrow morning.

EX Cred Sesame 02/15: 766 (+1) ; EX Fico 04 V2 06/14: 775; EX Fico 08 BC 02/15: 797 (-42)
EQ Beacon 5.0 12/14 757
TU Fico 8 02/15: 754 (-51)
Valued Contributor
Posts: 12,898
Registered: ‎08-13-2013
0

Re: Is there still a chance?


matt5566 wrote:
I recently got a pre approval in the mail for a capital one platinum card. The day before it came I applied for and got a capital one secured card. I applied for the platinum card, and was denied. The reason for denial is: "Based on your application information, there is a currently pending or recently processed application with capital one." Is there still a chance I can get the card if I call them and discuss it with them? I've heard of this working for other people. Thanks

Yes call them

Old user name newportguy*** Current Score: myFico EQ - 813 (01/14/2015) Discover TU Fico - 809 (02/04/2015) EX Fico - 809 ( 02/04/2015 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 813 *** TU 809 *** EX 809 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Epic Contributor
Posts: 23,250
Registered: ‎10-23-2007
0

Re: Is there still a chance?

I would email the Exec Office... don't call just plain customer service.

Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
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67 Cards and Counting :smileytongue:

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