Is this OK or Iffy?

[fltn]

I was thinking about sending DH money from my pp smart connect acct to pay some of my NFCU CC and then doing a BT to pay back pp to get lower interest. 

I have already paid down all of my other cards and NFCU is all I have left and would like a lower rate.

Thank for any advice.

I thought about apping for another NFCU card but I think it will be best to just use the one I have.

[Creditaddict]

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@fltn wrote:

I was thinking about sending DH money from my pp smart connect acct to pay some of my NFCU CC and then doing a BT to pay back pp to get lower interest. 

I have already paid down all of my other cards and NFCU is all I have left and would like a lower rate.

Thank for any advice.

I thought about apping for another NFCU card but I think it will be best to just use the one I have.

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is this the only balance on the Navy card what you want to pay?

to take advantage of the 2.99% BT they have going on right now you mean?

[fltn]

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@Creditaddict wrote:

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@fltn wrote:

I was thinking about sending DH money from my pp smart connect acct to pay some of my NFCU CC and then doing a BT to pay back pp to get lower interest. 

I have already paid down all of my other cards and NFCU is all I have left and would like a lower rate.

Thank for any advice.

I thought about apping for another NFCU card but I think it will be best to just use the one I have.

---

is this the only balance on the Navy card what you want to pay?

to take advantage of the 2.99% BT they have going on right now you mean?

---

I have like $400 on my Lowes and $150 on Discover, but those I am paying off tomorrow.

I have a balance of $5000 on NFCU at 15.9%, I would like to pay off with paypal, then BT paypal back to NFCU for 2.99%

[Creditaddict]

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@fltn wrote:

---

@Creditaddict wrote:

---

@fltn wrote:

I was thinking about sending DH money from my pp smart connect acct to pay some of my NFCU CC and then doing a BT to pay back pp to get lower interest. 

I have already paid down all of my other cards and NFCU is all I have left and would like a lower rate.

Thank for any advice.

I thought about apping for another NFCU card but I think it will be best to just use the one I have.

---

is this the only balance on the Navy card what you want to pay?

to take advantage of the 2.99% BT they have going on right now you mean?

---

I have like $400 on my Lowes and $150 on Discover, but those I am paying off tomorrow.

I have a balance of $5000 on NFCU at 15.9%, I would like to pay off with paypal, then BT paypal back to NFCU for 2.99%

---

I see in sigi your smart connect is $3100, how are you going to get the full $5k?

What is your Discover limit?

you will pay 2.9% fee on the money you send your hubby in paypal but otherwise should be good.

[fltn]

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@Creditaddict wrote:

---

@fltn wrote:

---

@Creditaddict wrote:

---

@fltn wrote:

I was thinking about sending DH money from my pp smart connect acct to pay some of my NFCU CC and then doing a BT to pay back pp to get lower interest. 

I have already paid down all of my other cards and NFCU is all I have left and would like a lower rate.

Thank for any advice.

I thought about apping for another NFCU card but I think it will be best to just use the one I have.

---

is this the only balance on the Navy card what you want to pay?

to take advantage of the 2.99% BT they have going on right now you mean?

---

I have like $400 on my Lowes and $150 on Discover, but those I am paying off tomorrow.

I have a balance of $5000 on NFCU at 15.9%, I would like to pay off with paypal, then BT paypal back to NFCU for 2.99%

---

I see in sigi your smart connect is $3100, how are you going to get the full $5k?

What is your Discover limit?

you will pay 2.9% fee on the money you send your hubby in paypal but otherwise should be good.

---

I just got off the phone with credit soulutions and they upped pp to 10K. Discover is $1700.

[fltn]

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@Creditaddict wrote:

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@fltn wrote:

---

@Creditaddict wrote:

---

@fltn wrote:

I was thinking about sending DH money from my pp smart connect acct to pay some of my NFCU CC and then doing a BT to pay back pp to get lower interest. 

I have already paid down all of my other cards and NFCU is all I have left and would like a lower rate.

Thank for any advice.

I thought about apping for another NFCU card but I think it will be best to just use the one I have.

---

is this the only balance on the Navy card what you want to pay?

to take advantage of the 2.99% BT they have going on right now you mean?

---

I have like $400 on my Lowes and $150 on Discover, but those I am paying off tomorrow.

I have a balance of $5000 on NFCU at 15.9%, I would like to pay off with paypal, then BT paypal back to NFCU for 2.99%

---

I see in sigi your smart connect is $3100, how are you going to get the full $5k?

What is your Discover limit?

you will pay 2.9% fee on the money you send your hubby in paypal but otherwise should be good.

---

I also plan to use 2k cash and 3k from pp.

Thanks for your reply.

I just wanted to make sure it would be ok.