Is this a Pre Qualify Offer from BOA online?

[Anonymous]

My scores have gone up and I was just checking the prequalify sites.

At BOA , I got this response after checking for PreQualification.

Is this an offer to apply and chances are good or they are just

doing this for everyone?

I think last time I did this (a few months ago) it said we have

no offers for you at this time.

Anyone's thoughts? THANKS

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[kdm31091]

Nope, sorry, but that's a completely generic "offer". Plug in "Donald Duck" and you will get the same results.

[Anonymous]

Wait until you get a mailer, that's a preapproval.

[Anonymous]

Ok in my case it will be Daisy Duck Thanks for the heads up, you saved me from a HP!!!!

[Anonymous]

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@Anonymous wrote:
Wait until you get a mailer, that's a preapproval.

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Not necessarily. I've gotten plenty of BOA mailers that were nothing but marketing junk mail.

[Anonymous]

That's interesting. Did it say that you were preselected?

[Anonymous]

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@Anonymous wrote:
That's interesting. Did it say that you were preselected?

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Got one today that says precisely that. Alaska Airlines card.

[Anonymous]

My DW always gets the mailer for BOA 750+ scores. Her last attempt they offered her a 99/500 when she applied to their "pre selected" offer lol. She declined their secured card

[Discover2016]

For reference, this is what a true prequal from BofA looks like:

[Anonymous]

They really don't work.  You will have to cold app for it.  And if you get a 7-10 day message, call the sr credit analyst.