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My scores have gone up and I was just checking the prequalify sites.
At BOA , I got this response after checking for PreQualification.
Is this an offer to apply and chances are good or they are just
doing this for everyone?
I think last time I did this (a few months ago) it said we have
no offers for you at this time.
Anyone's thoughts? THANKS
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Nope, sorry, but that's a completely generic "offer". Plug in "Donald Duck" and you will get the same results.
Ok in my case it will be Daisy Duck Thanks for the heads up, you saved me from a HP!!!!
@Anonymous wrote:
Wait until you get a mailer, that's a preapproval.
Not necessarily. I've gotten plenty of BOA mailers that were nothing but marketing junk mail.
@Anonymous wrote:
That's interesting. Did it say that you were preselected?
Got one today that says precisely that. Alaska Airlines card.
For reference, this is what a true prequal from BofA looks like:
They really don't work. You will have to cold app for it. And if you get a 7-10 day message, call the sr credit analyst.