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Is this a denial or possible approval?? UPDATE APPROVED!!!!!

Valued Contributor

Is this a denial or possible approval?? UPDATE APPROVED!!!!!

"Thank You!
Thank you for submitting an application for a Capital One® credit card!

Notification of approval status will be typically sent in 7 to 10 business days; however, in certain circumstances it may take up to 15 days.

In the interim, please do not submit another application, as only the first application received will be considered valid."
 
 
That is the response I got after applying for the Cap1 Cash Rewards card. I have always either gotten an instant approval or instant denial with Cap1 so I'm not sure what to make of this.
 
Thanks,
 
John
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 9
8 REPLIES
Mega Contributor

Re: Is this a denial or possible approval??


j_casteel wrote:
"Thank You!
Thank you for submitting an application for a Capital One® credit card!

Notification of approval status will be typically sent in 7 to 10 business days; however, in certain circumstances it may take up to 15 days.

In the interim, please do not submit another application, as only the first application received will be considered valid."
 
 
That is the response I got after applying for the Cap1 Cash Rewards card. I have always either gotten an instant approval or instant denial with Cap1 so I'm not sure what to make of this.
 
Thanks,
 
John

They may need more info, i'd call in.

 




EQ FICO 548 3/3/16
Message 2 of 9
Valued Contributor

Re: Is this a denial or possible approval??


LS2982 wrote:

j_casteel wrote:
"Thank You!
Thank you for submitting an application for a Capital One® credit card!

Notification of approval status will be typically sent in 7 to 10 business days; however, in certain circumstances it may take up to 15 days.

In the interim, please do not submit another application, as only the first application received will be considered valid."
 
 
That is the response I got after applying for the Cap1 Cash Rewards card. I have always either gotten an instant approval or instant denial with Cap1 so I'm not sure what to make of this.
 
Thanks,
 
John

They may need more info, i'd call in.

 


would you call the regular #? backdoor #? or Exec. office #?

 

thanks,

 

John

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 3 of 9
Valued Contributor

Re: Is this a denial or possible approval??

Regular new credit number or backdoor number.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 4 of 9
Valued Contributor

Re: Is this a denial or possible approval??

Yeah, my application is "pending" due to an alert on my report they said.

 

I have to fax them a copy of my SSN and DL to show proof that it is actually me who is applying for the card.

 

I'll do that today, hopefully i will still get approved!

 

thanks,

 

John

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 5 of 9
Valued Contributor

Re: Is this a denial or possible approval??

Well I had to send some verification info to Cap1 b/c while I was disputing some stuff on my reports I guess I somehow put a 90 fraud alert on my CR's. So i sent them my ssn card, and a photo id. I waited and never heard back so i contacted the Exec. offices and the lady looked into it and she said that the photo id i faxed wasn't an approved form of id (i sent my conceal carry id) so i refaxed her a copy of my driver's license last night. She got back with me today and said she received my documents and sent them over to the underwriters. They went through my app and documents and approved me for the Green Cash Rewards card with a $1,000 CL. Definitely not the best card, but it is a step up from my other Cap1 card and I think this one will actually grow with me (hopefully).

 

Thanks,

 

John

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 6 of 9
Mega Contributor

Re: Is this a denial or possible approval?? UPDATE APPROVED!!!!!

CONGRATS!!!



EQ FICO 548 3/3/16
Message 7 of 9
Regular Contributor

Re: Is this a denial or possible approval??


j_casteel wrote:

I think this one will actually grow with me (hopefully).

 


 

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000
Message 8 of 9
Highlighted
Valued Contributor

Re: Is this a denial or possible approval??


HenryJumbo wrote:

j_casteel wrote:

I think this one will actually grow with me (hopefully).

 


 


hahaha

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 9 of 9