Is this a good card???

[kimcakee]

I got a pre-approved offer from Discover. Its the Discover Cashback bonus. 0% APR and balance transfer for 15months. Also no annual fee. APR will be 8-18%.
I dont have any Discover card. Do you think this is a good card to get? I need your advice! Thanks

[AndySoCal]

I have had my Discover Card for 21+ years so yes I would say you should get the card.. The customer serivce is great.  You might want to look at the Discovercard.com. Discover offers three types of cards with different rewards.

[CS800]

Do you know what type of Discover it is?

[CS800]

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@AndySoCal wrote:

I have had my Discover Card for 21+ years so yes I would say you should get the card.. The customer serivce is great.  You might want to look at the Discovercard.com. Discover offers three types of cards with different rewards.

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Andy on a different note, i just noticed that you registered exactly 1 year after me

[Anonymous]

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@AndySoCal wrote:

I have had my Discover Card for 21+ years so yes I would say you should get the card.. The customer serivce is great.  You might want to look at the Discovercard.com. Discover offers three types of cards with different rewards.

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+1

I actually have had by Discover More Card for about 2 years and they have an amazing CS and they do soft pull CLI requests. They also have one if not the best online "shopping mall." They usually have 5-25% year round cashback from stores ranging from Apple to Zales .

[CS800]

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@Anonymous wrote:

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@AndySoCal wrote:

I have had my Discover Card for 21+ years so yes I would say you should get the card.. The customer serivce is great.  You might want to look at the Discovercard.com. Discover offers three types of cards with different rewards.

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+1

I actually have had by Discover More Card for about 2 years and they have an amazing CS and they do soft pull CLI requests. They also have one if not the best online "shopping mall." They usually have 5-25% year round cashback from stores ranging from Apple to Zales .

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They do? Thats good to know. I always thought Discover did HP for CLI's

I have the More and its a great card

[Changingmantra]

It's Discover - and with those offers - of course you should go for it!  I would cut up that HSBC card right after I receive my "Congratulations...." email/letter.  But that is my personal bias. Me no like HSBC!!!! And Discover has been one of the only two cards that I want to get back after having ruinend my credit.  When I was approved last summer, I thought my eyeballs would pop out of my head like a cartoon character. 

[kimcakee]

Hi guys! Thanks for the replies.

I don't know what type of Discover card it is. On the mail it only says Discover Cashback bonus and its color orange. 5% cashback on gas, groceries etc and 1% on all other transactions.

It says Im pre approved. But my i just opened my Cap1 last july 2011 and my Barclay last december 2011. Will this affect my barclay? Ive read a thread that barclay closes accounts when they see a couple of new accounts opened. Is this true? I dont want to lose my barclay.

Should I apply for this Discover card? How do I find out what Discover card it is?

[Anonymous]

Don't be surprised if you get the 18% rate.  

[LS2982]

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@kimcakee wrote:
I got a pre-approved offer from Discover. Its the Discover Cashback bonus. 0% APR and balance transfer for 15months. Also no annual fee. APR will be 8-18%.
I dont have any Discover card. Do you think this is a good card to get? I need your advice! Thanks

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Considering your scores I would say it's a decent offer. How many other CC accounts do you have?? What is the total credit of all added up?