Is this a legit pre-approval or no?

[Anonymous]

Just thought I'd see if I could get this to pop up and first time ever it finally did. However, I have a ton of new inquiries and accounts. How legit do you think this is? I imagine I'd probably still get declined.

[Anonymous]

Yes, it's a prequalified offer and more than likely you'll be approved but as always people can be and are declined.

[Kirmie2010]

Bottom of the pic

Offer is subject to credit approval.

So most likely yes, but theres a chance no.

Id go for it if you want it, you should get it.

[ddemari]

That's legit, I was approved from an offer like that back in November with 12 inquires on tu. I was my fifth Barclays card.

[SouthJamaica]

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@Anonymous wrote:

Just thought I'd see if I could get this to pop up and first time ever it finally did. However, I have a ton of new inquiries and accounts. How legit do you think this is? I imagine I'd probably still get declined.

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I believe it's' legitimate.

BTW I have that card and like it.

[ginger1477]

It's not a guarantee. I got the same window, apped and denied.

[RonM21]

Pre-approval does not mean automatic approval. But it is a legit offer here.

[Anonymous]

Don't pre-qualified offers put that "subject to credit approval" disclaimer on there in the event that in the time that transpires between when you were pre-qualified for the offer and when you apply your score drops?  While this can be a day or two, many times it can be a month or two which we all know could result in a dramatic decrease (or increase) in score which could of course impact the pre-qualified offer.

I always read them as "you're pre-qualified assuming nothing has adversely changed your credit reports since this offer was generated."

[Anonymous]

I think it is more "you are pre qualified based on the limited information we have gathered so far, but we need to get the whole picture before we say yes."