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Is this good progress

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Andy77
Valued Contributor

Is this good progress

 

Wanted to get opinions.  I am a little over 4 years post my ch 7 bk and here is where I stand

 

Citi AA Plat Selec Mastercard 5k limit

Citi TY premier 7k limit

BofA Cash rewards 1k

barclays apple 5k

 

 

Are these good limits 4 yrs out?

Message 1 of 7
6 REPLIES 6
-NewGuy-
Moderator Emeritus

Re: Is this good progress


@Andy77 wrote:

 

Wanted to get opinions.  I am a little over 4 years post my ch 7 bk and here is where I stand

 

Citi AA Plat Selec Mastercard 5k limit

Citi TY premier 7k limit

BofA Cash rewards 1k

barclays apple 5k

 

 

Are these good limits 4 yrs out?


Limits depend on a plethora of different things besides a BK (income, AAoA, any other baddies, etc). However, in a vacuum, you have some very nice cards and I personally would be proud to be there 4 years post BK :-)

Message 2 of 7
grinlikechelsea
Established Contributor

Re: Is this good progress

Those are really great limits, especially with Citi! Congrats so far on your rebuild; you're doing great! Smiley Very Happy

Message 3 of 7
Andy77
Valued Contributor

Re: Is this good progress

 

 

I am at 682 EX, 695 EQ 695 TU

10 Inq on each report

no lates since 2009

1 % utilization

150k income

about 10 accounts included in bk, obviously still on report

Message 4 of 7
Creditaddict
Legendary Contributor

Re: Is this good progress


@Andy77 wrote:

 

Wanted to get opinions.  I am a little over 4 years post my ch 7 bk and here is where I stand

 

Citi AA Plat Selec Mastercard 5k limit

Citi TY premier 7k limit

BofA Cash rewards 1k

barclays apple 5k

 

 

Are these good limits 4 yrs out?


looks very good to me considering how unfriendly citi usually is towards bk... you clearly must not have burned them in the bk!

Message 5 of 7
Andy77
Valued Contributor

Re: Is this good progress

 

Yes I burned them and Citibank (the bank)

Message 6 of 7
tinuviel
Moderator Emeritus

Re: Is this good progress


@Andy77 wrote:

 

Yes I burned them and Citibank (the bank)


Then I'd say you've done no only well, but very well. Keep up the good work.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 7 of 7
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