07-02-2008 09:30 PM
07-02-2008 11:42 PM
07-03-2008 12:00 AM
07-03-2008 02:38 AM - edited 07-03-2008 03:29 PM
07-03-2008 11:38 AM
07-03-2008 03:36 PM
07-04-2008 07:22 PM
thanks marty, i am not going to run the cards aback up, i just want to take advantage of the 0 percent until jan. Putting it on these two citicards will help me pay off the balances quicker. I know i am going to get ding but just wanted to know how much and how long it will take to make them up and will i get any other ccc upset. I dont want them to give me a cld.oracles,I was told when one does this, to keep their overall utilization on their cards at or below 50% atleast and not to use over 50% on each individual card, but if that wasn't possible then to use no more than 70% on each individual card , but in no instance were they to use over 90% of their credit line on each individual card EVER!I have used 80% of my credit line on one card before and was dinged 12 points. I did ask for a CLI too which helped lower my utilization in the process.i agree with the last poster that if this is going to benefit you and save you money, then by all means do it! Especially if you aren't about to buy a home or a new car.Sandy
07-04-2008 07:59 PM
07-04-2008 10:45 PM
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