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Regular Contributor
Posts: 114
Registered: ‎03-17-2009
0

Is this the Credit Card Forum?

When I come to this forum I want to read about CREDIT CARDS. I want to read how to get them, how to use them and how to keep them. I want to know everything about current info on applications, approvals and denials.I want to know about AA, APR's. CLI's, and anything reIated to credit cards. I have to wade through so many threads just to extract credit card info. I am tired of reading about credit woes. Isn't there another section of this forum where people can go to list all of their credit troubles? The advice given is always the same. I am not trying to be insensitive but merely striving to understand why these two areas are so intermingled.(End of Rant) Please enlighten me.
Contributor
Posts: 89
Registered: ‎06-29-2009
0

Re: Is this the Credit Card Forum?

oh because your post is helping.. I see the mods moving stuff all the time.. sorry it is not fast enough for you.

 

I enjoy the random comments that are made... makes this feel more like a forum and not a FAQ.. 

7/16/09 - EQ 684, TU 691

7/25/09 - EQ 682 (-2) 7th INQ did it.
8/21/09 - EQ 684 Bounced back from the Inq even though none expired. There was a new credit account opened on the same day. *shrug*
10/23/09 - EQ 691
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Is this the Credit Card Forum?

This is a reminder to keep your posts friendly, supportive and respectful.

 

Friendly, Supportive and Respectful

 

 

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Senior Contributor
Posts: 3,666
Registered: ‎01-10-2008
0

Re: Is this the Credit Card Forum?


GomerPyle wrote:
When I come to this forum I want to read about CREDIT CARDS. I want to read how to get them, how to use them and how to keep them. I want to know everything about current info on applications, approvals and denials.I want to know about AA, APR's. CLI's, and anything reIated to credit cards. I have to wade through so many threads just to extract credit card info. I am tired of reading about credit woes. Isn't there another section of this forum where people can go to list all of their credit troubles? The advice given is always the same. I am not trying to be insensitive but merely striving to understand why these two areas are so intermingled.(End of Rant) Please enlighten me.


posting more threads on the topics you want to read about is one way to help facilitate your wishes.
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
Posts: 411
Registered: ‎04-18-2007
0

Re: Is this the Credit Card Forum?

I think people hang out here to share their experiences, knowledge, failures, successes, ask questions, etc. What's wrong with that? Afterall, it a forum.   Emotions
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
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Re: Is this the Credit Card Forum?


GomerPyle wrote:
When I come to this forum I want to read about CREDIT CARDS. I want to read how to get them, how to use them and how to keep them. I want to know everything about current info on applications, approvals and denials.I want to know about AA, APR's. CLI's, and anything reIated to credit cards. I have to wade through so many threads just to extract credit card info. I am tired of reading about credit woes. Isn't there another section of this forum where people can go to list all of their credit troubles? The advice given is always the same. I am not trying to be insensitive but merely striving to understand why these two areas are so intermingled.(End of Rant) Please enlighten me.

Well, IMN-HO (in my non-humble opinion), they're intermingled due to the fact that most people get their entry card into Credit Hell by misuse of CC's. And when they're struggling their way back up, they are still encumbered by the mindset that got them in trouble in the first place.

I see what you're saying: one role of a CC forum would be to help people choose the best CC's for them, plain and simple. But the fact is, many people here are struggling to pick the right card because they've goobered up their credit in the past, and now they're trying to dig out.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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