Is to good to have some of your credit limits hiden (MY SISTER NEEDS HELP)

[creditwherecreditisdue]

Please remember that high credit limit revolving TL's (like $40K and $50K) are excluded from the UTIL calculation! There is nothing positive to be gained by having such a CL report unless you want other issuers to see you have other high CL's (which you may or may not want to do).

[Anonymous]

Thanks yea that is the biggest limit (I CHANGED IT TO ANOTHER CARD) but the apr went up 1 percent but is still 4 percent lower than the first card and she always pif with that card........ thanks happy holidays :-)

[Anonymous]

CITI bank after BK and her BK is not reporting and only one card was included in bk she had to file for bk due to a divorce. and it took 3 years of mailing disputes every month to get the bk and the one credit card off her reports. the 50k and is on like 7 other cards

Message Edited by XQ28Libra on 12-25-2009 09:36 AM

[Creditaddict]

sent you private