07-24-2008 05:23 PM
I bopped over to my local Costco to get gas today. I proudly swiped my Costco Amex. “Authorization Declined”. WTH? Sigh.
Put in the Gold (the closing date is 28th, so I didn’t really want to add anything right now) but that worked. Sigh.
I checked Amex Mobile from my cell phone browser. No red flags. No FR. Full CL. Sigh.
I went back to the office and hopped on the Amex account website. No red flag. No balance due. Full CL. Sigh.
So I came home, thinking maybe the stripe isn’t reading at those pumps. I’ll go buy some coffee online. Got to the end. “AUTHORIZATION DECLINED”. WTH? Sigh.
So I called Amex. Really fast to a CSR. She said, “Oh, yeah, $$$ just now.” This card has not been activated yet. WTH?
I told her I had activated online, set up my bank payments, etc. over a month ago. She said yeah, well we let you use it a few times, then we cut it off. But you are fine now. It’s now activated. Have a nice day. We both had a good laugh. Big relieved sigh.
I got approved June 8 or so. The day I got it, I activated online. I’ve been managing this thing almost every day. I PIF’ed when the first statement posted about July 4. I ran a bit under $200 through it. And yet, according to them it was never activated until today. But they let me use it a few times….
So activate on the phone with Amex! Have them tell you the magic words, “It’s activated.”
OK. So now the FR watch begins? The clock hasn’t even been ticking till now.
I’m too old for this.
Amex is going to give me a heart attack yet.
07-24-2008 05:36 PM
07-24-2008 05:49 PM
07-24-2008 05:53 PM
07-24-2008 06:37 PM
07-24-2008 06:40 PM
Hahaha! So how's that work Peas? You have a piece of paper that you carefully transfer the little sticker to? I must say, I try to keep any and all documents related to credit cards and financial stuff, but I think you've outdone me. Congrats!
07-24-2008 06:51 PM
Half complimenting, half making fun, half jealous that I hadn't thought of it before you.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.