Reply
Frequent Contributor
Posts: 368
Registered: ‎02-07-2008
0

Is your Amex activated? Are you sure? Are you really really sure?

I bopped over to my local Costco to get gas today. I proudly swiped my Costco Amex. “Authorization Declined”. WTH? Sigh.

Put in the Gold (the closing date is 28th, so I didn’t really want to add anything right now) but that worked. Sigh. 

I checked Amex Mobile from my cell phone browser. No red flags. No FR. Full CL. Sigh.

I went back to the office and hopped on the Amex account website.  No red flag. No balance due. Full CL. Sigh.

So I came home, thinking maybe the stripe isn’t reading at those pumps. I’ll go buy some coffee online. Got to the end. “AUTHORIZATION DECLINED”.  WTH? Sigh.

So I called Amex. Really fast to a CSR. She said, “Oh, yeah, $$$ just  now.” This card has not been activated yet. WTH?

I told her I had activated online, set up my bank payments, etc. over a month ago.  She said yeah, well we let you use it a few times, then we cut it off. But you are fine now. It’s now activated. Have a nice day. We both had a good laugh. Big relieved sigh.

I got approved June 8 or so. The day I got it, I activated online. I’ve been managing this thing almost every day. I PIF’ed when the first statement posted about July 4.  I ran a bit under $200 through it. And yet, according to them it was never activated until today. But they let me use it a few times….

So activate on the phone with Amex! Have them tell you the magic words, “It’s activated.”

OK. So now the FR watch begins? The clock hasn’t even been ticking till now.

I’m too old for this.

Amex is going to give me a heart attack yet.

Nah!

 

 

 

"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: Is your Amex activated? Are you sure? Are you really really sure?

hmmm...interesting. I have always activated my cards by calling the number on the sticker that is placed on the front of the card.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Is your Amex activated? Are you sure? Are you really really sure?

Me too!  I even save the stickers!
 
LOL
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Moderator Emerita
Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Is your Amex activated? Are you sure? Are you really really sure?

Why would they have an option to activate online, but not acknowledge it?

Truly, they get a little odder each and every day. :smileytongue:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Is your Amex activated? Are you sure? Are you really really sure?

See, I'll say something nice about Amex.  They sent me a replacement card VERY quickly after my wallet was lost.  BofA wanted 25 bucks to ship it fast.
 
I activated it over the phone, peeled off the sticker, and filed everything away.
 
Ahhh..  Bliss!
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Contributor
Posts: 672
Registered: ‎07-05-2008
0

Re: Is your Amex activated? Are you sure? Are you really really sure?

Hahaha! So how's that work Peas? You have a piece of paper that you carefully transfer the little sticker to? I must say, I try to keep any and all documents related to credit cards and financial stuff, but I think you've outdone me. Congrats! :smileytongue:
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Is your Amex activated? Are you sure? Are you really really sure?



jaybird201 wrote:
Hahaha! So how's that work Peas? You have a piece of paper that you carefully transfer the little sticker to? I must say, I try to keep any and all documents related to credit cards and financial stuff, but I think you've outdone me. Congrats! :smileytongue:

Uh huh.  (There should be a sheepish smiley face!)
 
I peel off the sticker, affix it to the original document that came with the card, and then file it away.
 
Thanks, I think!  :smileywink:
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Contributor
Posts: 672
Registered: ‎07-05-2008
0

Re: Is your Amex activated? Are you sure? Are you really really sure?

Half complimenting, half making fun, half jealous that I hadn't thought of it before you. :smileywink:
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Is your Amex activated? Are you sure? Are you really really sure?



jaybird201 wrote:
Half complimenting, half making fun, half jealous that I hadn't thought of it before you. :smileywink:


3/2..  reminds me of a bank!
 
*snort!*
 
Feel free to emulate my @nal-retentive nature!
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Contributor
Posts: 672
Registered: ‎07-05-2008
0

Re: Is your Amex activated? Are you sure? Are you really really sure?

Haha! I was going to say, improper fractions seem to be a recurring theme on these boards. :smileytongue:
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.