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Frequent Contributor
Posts: 299
Registered: ‎05-28-2012

It felt good!

To cut up my Merrick bank card! I'm going to keep it open for util until I can get a higher CL card, but I know it'll feel even better to call and say "close it!"!! Credit one also met an untimely death this morning. It's open for util purposes, but that's it!

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660

Posts: 84
Registered: ‎02-14-2011

Re: It felt good!

Congrats! I also just cut up my Merrick bank card. Def helped me rebuild but now I'm onto much better cards and limits!

Established Contributor
Posts: 797
Registered: ‎05-01-2012

Re: It felt good!

Closed mine 2 weeks ago after only having it for 7 months. They didn't give me a CLI at 6 months and my scores are up about 100 points since I opened the account. Good riddance!

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Established Contributor
Posts: 665
Registered: ‎08-02-2011

Re: It felt good!

It does feel great when you're finally able to move on from rebuilder cards...the majority of us on here can attest to that!

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Regular Contributor
Posts: 181
Registered: ‎04-21-2010

Re: It felt good!

searchingfor67 wrote:

It does feel great when you're finally able to move on from rebuilder cards...the majority of us on here can attest to that!


Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011

Re: It felt good!

That sound of the shredder tearing it to shreads is music to my ears!!!

Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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