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Frequent Contributor
JPersat
Posts: 299
Registered: ‎05-28-2012

It felt good!

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‎08-16-2012 11:16 AM

To cut up my Merrick bank card! I'm going to keep it open for util until I can get a higher CL card, but I know it'll feel even better to call and say "close it!"!! Credit one also met an untimely death this morning. It's open for util purposes, but that's it!

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660


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New Contributor
patternofstars7
Posts: 69
Registered: ‎02-14-2011

Re: It felt good!

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‎08-16-2012 11:18 AM

Congrats! I also just cut up my Merrick bank card. Def helped me rebuild but now I'm onto much better cards and limits!

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Established Contributor
rtw
Posts: 744
Registered: ‎05-01-2012

Re: It felt good!

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‎08-16-2012 11:20 AM

Closed mine 2 weeks ago after only having it for 7 months. They didn't give me a CLI at 6 months and my scores are up about 100 points since I opened the account. Good riddance!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Established Contributor
searchingfor67
Posts: 612
Registered: ‎08-02-2011

Re: It felt good!

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‎08-16-2012 12:50 PM

It does feel great when you're finally able to move on from rebuilder cards...the majority of us on here can attest to that!

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
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Regular Contributor
Iincognito
Posts: 181
Registered: ‎04-21-2010

Re: It felt good!

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‎08-16-2012 12:51 PM

searchingfor67 wrote:

It does feel great when you're finally able to move on from rebuilder cards...the majority of us on here can attest to that!

+1

Current Scores (as of 04/22/13): EQ FICO=795; TU FICO =766; EX =763

BankAmericard Cash Rewards ($20,000) | Amex Platinum (NPSL) | Amex Clear ($20,000) | Amex Blue Cash ($2,500) | Chase Freedom ($11,000) | PenFed Platinum Cash Rewards ($5,000) | Barclaycard Apple ($5,000) | Discover More ($6,500) | BankAmericard Cash Rewards [Authorized User] ($15,000)
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Mega Contributor
LS2982
Posts: 14,375
Registered: ‎04-09-2011

Re: It felt good!

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‎08-16-2012 01:01 PM

That sound of the shredder tearing it to shreads is music to my ears!!!


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
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