I have an unsecured line of credit though CapOne. Actually, I HAD one until they decided to close it without telling me (This happened approx. 2 years ago...when I called to ask them why, they stated I violated the terms of the contract by having other credit accounts - through diff. agencies - that weren't in good standing [carrying too high of a balance]).
Anyway, I've been making monthly payments on time and over the minimum amount. I've already paid off one of those "other" accounts and am making good efforts in paying the others down as well. My recent FICO score from Equifax is 624,
Any chance I could get Capital One to reopen the line of credit? Or will that just be another large dent in my credit? I currently have an auto loan through them that is in good standing.
