Re: It's a marathon, not a sprint

aamex · ‎07-15-2012

Building credit that is. So, for everyone growing impatient with their CLs or having the urge to app. Take breather.

Have a good day everyone!

Wallet: Fidelity Investment Rewards | BOA Travel Rewards | Chase Sapphire Preferred | Discover More

LS2982 · ‎07-15-2012

Good advice!

Tame your inner appbar!!

EQ FICO 548 3/3/16

tinuviel · ‎07-15-2012

Well said! Thanks for the reminder.

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

Duncanrr · ‎07-15-2012

I app therefore I am

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

CaptKirk · ‎07-15-2012

Agreed. And to extend the metaphor, don't forget to warm up or you might hurt yourself

After I got approved for a card recently i went on an app spree and all the inquiries and new credit actually dropped by FICO score by about 40 points. I've now moved into marathon/garden mode.

JusdoNit · ‎07-15-2012

That it is. That it is.

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge

searchingfor67 · ‎07-15-2012

Thanks for the reminder

Repo-ed · ‎07-15-2012

@LS2982 wrote:
Good advice!

Tame your inner appbar!!

EP-IC!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

Anonymous · ‎07-15-2012

Very nicely put, time is your friend when it comes to establishing credit worthiness!!

nuggets321 · ‎07-16-2012

+ 100

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500

It's a marathon, not a sprint

Get your FICO® Score for free

It's a marathon, not a sprint