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Frequent Contributor
Posts: 286
Registered: ‎04-28-2011
0

It's a marathon, not a sprint

Building credit that is. So, for everyone growing impatient with their CLs or having the urge to app. Take breather.

 

Have a good day everyone!

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: It's a marathon, not a sprint

Good advice!

Tame your inner appbar!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: It's a marathon, not a sprint

Well said! Thanks for the reminder. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: It's a marathon, not a sprint

I app therefore I am :smileywink:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Member
Posts: 17
Registered: ‎06-17-2012
0

Re: It's a marathon, not a sprint

[ Edited ]

Agreed. And to extend the metaphor, don't forget to warm up or you might hurt yourself

 

After I got approved for a card recently i went on an app spree and all the inquiries and new credit actually dropped by FICO score by about 40 points.   I've now moved into marathon/garden mode.

Established Contributor
Posts: 921
Registered: ‎12-10-2011
0

Re: It's a marathon, not a sprint

That it is. That it is.


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Established Contributor
Posts: 665
Registered: ‎08-02-2011
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Re: It's a marathon, not a sprint

Thanks for the reminder
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

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Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
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Re: It's a marathon, not a sprint


LS2982 wrote:
Good advice!

Tame your inner appbar!!

EP-IC!

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Frequent Contributor
Posts: 673
Registered: ‎04-23-2009
0

Re: It's a marathon, not a sprint

Very nicely put, time is your friend when it comes to establishing credit worthiness!!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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Frequent Contributor
Posts: 345
Registered: ‎03-25-2011
0

Re: It's a marathon, not a sprint

+ 100

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