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I went through some rough financial times about 8 years ago that ruined my credit but the last year has been a complete rebuild process for me. After subscribing to MyFICO's community I was able to get some rock solid advice and I built my FICO from 608 to 726 over the last 15 months. Additionally, I've added 5 new credit lines giving me a total limit of $14600. Today I applied for an AMEX SPG and was instantly approved for $2k! This is a major milestone for me as I've never been able to obtain an AMEX card, even prior to me ruining my credit, so I feel like I've officially "made it". lol
Thank you MyFICO community for helping me reach my goal and I'll see you at my next goal at $100k CL next year!
I may have posted this in the wrong topic section. This should be in the credit repair section actually.
Congratulations! I'm glad to see your hard work has paid off!!!!
Congrats!
Thanks guys! I was feeling brave after the approval so I called Discover and asked them to bump me up from $6600 to $9600 and got the approval on that as well!
Cost me another HP but I figure I'll be in the garden for a while so well worth it.
Congrats
@09Lexie wrote:
You posted in the right section! You can post this thread also in Rebuilding.
Congratulations on your success.
@Anonymous @09Lexie! Your advice on the mid-cycle report worked so I was able to take advantage of the promo they had going on for the SPG this month. Thank you again for the advice or I would've missed the opportunity this month.