07-06-2012 09:58 PM
I support his abstinence but have pretty much given up on telling people not to app, LOL!
I sadly agree. I certainly can't tell people what (or not ) to do, but I CAN remind the of the consequences. i post most of what I see to the impetuousness of youth. God only knows that i never wanted to believe that what my parents said was TRUE, much less admit it. - especially about credit.
07-07-2012 04:28 AM
07-07-2012 04:51 AM
07-07-2012 05:03 AM
I had a pretty bad itch for the new USAA card, LOL! I've wanted an account with them for years. Sad to say, I even called to make sure their policy had changed about accounts in New York.
Didn't app. Utilization is over 40% and I didn't want to waste an inquiry. Waiting to see what Chase does when my Freedom hits 1 year old in two weeks. If they upgrade to signature, all is forgiven. If not, I'll close/replace them in Jan when util is much lower.
07-07-2012 06:42 AM
Can I get a celebratory PRG app in???!?!?!???!?
Haha, think this needs another one of Tinu's rulings on the GC challenge: since it *could* lead to a new tradeline, out of the garden you go!
Anyway unless you need the MR points right now, Zync is a better card anyway. No point for the additional AF in that case.
Happy Birthday, LS!
And, um... NO!!!
CELEBRATORY APP - MARCH 2013!!!
07-07-2012 07:15 AM
@del Thanks! The fam went to medieval times last night, pretty awesome!
Good for you! My DH and I went there last month for our anniversary. Hope you had lots of fun!
BTW, I have something special for you over in the GC thread...
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO